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Term Life Insurance - Flex Accumulator

Retain flexibility and easy access to your capital...

We live in a world of rapid change. Inflation, technology, different attitudes and growing needs make you wonder how to prepare for the future. At the same time, you have  current financial needs. You may be saving for retirement, but you must retain flexibility when needs and opportunities arise. You need easy access to your capital.

Key Benefits

  • Interest is added daily
  • Withdraw without penalty
  • Flexible payment of retirement benefits
  • Death Benefit paid to your beneficiary

Our Flex Accumulator is a special investment policy to address these concerns.

  • Invest $15,000 or more and watch it grow
  • Additional investments of $1,000 or more can be made at any time to accumulate more quickly
  • Monthly income option-take your interest in whole or in part (minimum $100) as monthly income. Remaining interest continues to accumulate.
  • Interest is added daily and it's tax free in your hand! The larger your fund, the higher the interest rate.
  • Interest is guaranteed not to fall below a declared rate of each year.
  • Withdraw without penalty anytime after the first year. You retain your policy once the fund value does not drop below $15,000
  • Retirement benefits - you can select how benefits will be paid at the outset of the policy yet have the flexibility to choose other options at retirement
  • Beneficiary benefit - if death occurs the fund is paid to your beneficiary
  • Accident benefit - an extra $10,000 will also be paid if death occurs by accident before age 65

© 2007 Guardian Life of the Caribbean Ltd.
a subsidiary of Guardian Holdings Ltd.

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