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This plan gives you unlimited access to one of the largest Preferred Provider Organizations (PPO) in the region. Preferred Provider means that you use specified doctors or institutions, which are identified upfront. We have also forged alliances with some of the best healthcare providers and administrators worldwide. LifeCare's network of PPOs includes qualified and experienced medical practitioners and specialists, hospitals, pharmacies and laboratories.
The comprehensive medical plan offers coverage that allows immediate treatment with a small co-payment and no completion of claim forms. With Provisor you even have the option of using practitioners and facilities outside the network.
LifeCare Provisor & Quantum offer freedom and flexibility to cover all your needs.
- Convert to an individual policy if you leave the Group
- Receive lifetime coverage at reduced benefit
- Choose your own healthcare providers (local and international)
- Avoid on-the-spot, full payment for medical treatment- only co-payment
- Get assistance and advice from our 24/7 answering service
- Dramatically reduce out-of-pocket costs
- Waive deductibles for treatment within the network.
- Virtually eliminate claim forms for services received within the network
Key Benefits
- A choice of Major Medical Maximum Benefit
- Preventative Care
- Immunizations
- Maternity & Postnatal Care
- In-patient and Outpatient Services including Surgery
- Doctor and Specialist Visits
- Emergency Treatment
- Ground and Air Ambulance
- Medical Equipment and Prosthesis
- Laboratory Service
- Prescription Drugs
- Chemo/Radiation and Renal Dialysis Therapy
- Psychiatric Care, Substance Abuse and Mental Illness
- Private Nursing
- Dental & Vision Care
- Emergency Overseas Benefit
LifeCare Covers Everyone
- Employee/Employer
- Professional Associations
- Credit Unions
- Banks
- Finance Companies
- Wholesalers/Retailers
- Trade Unions
Insurable individuals are:
- Yourself
- Yourself and child or children
- Yourself and your spouse
- Yourself and your family (spouse and children)
Eligibility
For group coverage a membership of at least three is necessary. The minimum age of acceptance is 18 years and the maximum is 64 years. Dependant children are covered up to age 18. For individual coverage the minimum age is 18 years and the maximum is 55 years.
