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Do you remember your first job?
The hours were long and the money wasn't all you had dreamed of but you kept at it. Eventually, you were able to afford the things you wanted for yourself and your family. The time passed so fast and now you cannot imagine life without the luxuries you have come to know, the luxuries you deserve.
The Guardian Life annuities and pension plans allow you to live the lifestyle that you have become accustomed to - even after you've retired - without sacrifices that will affect your current quality of life. Our financial advisors are able to arrange a pension plan or annuity, flexible enough for you to determine how to use money you've worked so hard for.
Top Hat Pensions
This is a flexible link between you and your employees, for employers seeking the interest of their workers. It allows payments on behalf employees, providing them funds for a retirement pension between the ages of 50 and 70.
Products Include:
Group Pensions
Guardian Life can help you design a Pension Plan to meet your employees' needs in planning early retirement. A Group Pension Plan from Guardian Life ensures that employees systematically receive benefits after retirement.
Lifestyle Pensions
This plan is a flexible investment-linked annuity policy which provides funds for the purchase of a retirement pension beginning at any age between 50 and 70 years.
Products Include:
- Privilege Plan
- Personal Plan
- International Fund
This plan allows the investor to access international investments while saving for retirement in a tax efficient manner. It offers a hedge against saving for retirement solely in the Trinidad and Tobago market. Investments held in the fund may include overseas equities, sovereign debt, overseas commercial bonds and foreign currency term deposits.
